100% Anonymous

When Could You Be
Debt-Free?

Get your personalized target date.

Anonymous • Private • No signup required

No name required
Data stays on your device
See your date in 3 minutes

For planning purposes only. Not financial advice.

Which stage are you at?

See how people like you are planning their path forward

🎓

Starting Out

Ages 22-35

💳 Student loans and credit cards

🚗 Car payments adding up

🏠 Wanting to save for a home

💍 Planning major life events

Common situation:

"I'm 28, earning £35K. Between student loans, credit cards, and my car, I'm paying £680/month. When can I be free?"

👨‍👩‍👧

Building Up

Ages 35-50

🏡 Mortgage feeling heavy

👶 Raising kids, costs rising

💼 Career established but stretched

⚖️ Balancing multiple priorities

Common situation:

"I'm 42 with two kids. Mortgage, car loans, some credit cards. Earning £55K but it disappears. When does it get easier?"

🎯

Looking Ahead

Ages 50+

⏰ Time feeling more precious

🏖️ Thinking about next chapter

💰 Want to clear everything

🧘 Peace of mind matters

Common situation:

"I'm 54. Still have mortgage, some old debts. Want to retire at 65 completely clear. Is it realistic?"

How It Works

1️⃣

Enter Your Numbers

Total owed, monthly payments. Takes 2 minutes. No signup.

2️⃣

See Your Date

Get your debt-free date. See month-by-month breakdown.

3️⃣

Track Progress (Optional)

Update monthly. See how you're doing. Stay motivated.

Why People Trust zdebt

No name required

We never ask for your name. Ever.

Data stays with you

Stored on your device. You control it.

No credit check

Doesn't affect your credit score.

Anonymous if hacked

Just numbers. No way to identify you.

Ready to See Your Date?

Takes 3 minutes. Completely anonymous.

No signup • No email • No credit check